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  • New Developments - Term Insurance
    percent of first year premium. A.L. Williams takes care of sales training, sales administration, and certain ... business and only selling direct response term. We have been in the direct response business for about ...

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    • Authors: Gerald Kopel, Thomas A Skiff, Richard Tash, Robert L Whitney, Melville J Young
    • Date: Apr 1985
    • Competency: External Forces & Industry Knowledge>Internal forces and business performance; Strategic Insight and Integration>Strategy development
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life
  • Individual Life Product Development
    etc. Drawing upon past experience the initial direct emphasis will usually, but not always, be upon ... share techniques do not specifically incorporate a direct assumption for federal income taxes. In other words ...

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    • Authors: Edward T Hill, James Reiskytl, Michael L Smith, William Strong
    • Date: May 1978
    • Competency: Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Whole life
  • Actuarial Considerations in the Design of Term Products
    for those who be- lieve in it and sell it. The primary problem with the policy seems to be a lack of ... Mordorski have given you their observations from a direct point of view. My comments are relative to the ...

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    • Authors: Burnett A Halstead, David M Mordorski, James W Pilgrim, Robert Shapiro
    • Date: Oct 1977
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life
  • Individual Life Product Update
    to justify that your conversion credit has some direct connection, generally based on the level of underwriting ... have riders. Now, that may include a rider on the primary insured, but I don't have the break-out. But I ...

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    • Authors: Melvin J Feinberg, Mitchell Katcher, Sandra Potasky, Erica B Querfeld
    • Date: Oct 1992
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Whole life
  • Future Trends and Current Developments in Individual Life Products
    income taxes, not excess field costs, are the primary reason permanent insurance is less competitive ... the term commis- sions. The 150% factor reflects direct commissions, first year manager over- rides and ...

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    • Authors: David R Carpenter, Spencer Koppel, Alan W Sibigtroth, John E Tiller
    • Date: Oct 1979
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Universal life; Public Policy
  • What's New with Term Insurance
    been involved with term products from both the direct writing and reinsurance sides for the last eight ... These differences are important to insurers writing direct business in New York and to companies that accept ...

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    • Authors: Wilbur M Bolton, Thomas A Phillips, Katherine Anderson, Mary J Bahna-Nolan
    • Date: May 1994
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Public Policy